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Raharjanti, Ayu Irmasari , Department of Sharia Banking, Islamic Economic and Business Faculty, IAIN Surakarta, Jl. Pandawa Pucangan Kartasura Sukoharjo, Indonesia
Rahayu, Wening Patmi , Business and Management Study Program, Faculty of Economics, Universitas Negeri Malang, Malang, Indonesia
Rasidi, Wahyu Abdurrahman Rasidi,
Renfiana, Lilis, Faculty of Sharia Economics, STEBIS Nur Ilmi, Jl. Protocol No. 68 Sukadamai Natar Lampung, Indonesia
Rizal, Khaerul Rizal Abdurahman,
Rohmawati, Siti Nur Laily, Department of Sharia Business Management, Islamic Economic and Business Faculty, IAIN Surakarta, Jl. Pandawa Pucangan Kartasura Sukoharjo, Indonesia
Rotib, Natas Setiawan , Master Program, Binus Business School, Bina Nusantara University, Jakarta, Indonesia

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