The Analysis of Financial Literacy, Financial Attitude and Locus of Control Toward Financial Behavior on UNESA's Economic and Business Students
Main Article Content
Abstract
Financial behaviour is a concept related to a person's ability to manage (plan, budget, audit, manage, control, seek, and store) daily financial funds. Behavioural finance is a combination of financial theory and the laws of economics and psychology. The emergence of financial behaviour is the impact of the desire to meet the needs of life according to income. As an advantage, a person will tend to spend his personal finances wisely. This type of research uses quantitative methods. The population in this study were 97 respondents, using a non-probability sampling method, namely purposive sampling. Data analysis used multiple linear regression method with the help of SPSS version 24 program. The results showed that the hypothesis testing of financial literacy, financial attitude, and locus of control partially had a positive and significant effect on the financial behaviour of students of the Faculty of Economics and Business, Surabaya State University.
Article Details
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.